About techwaves
A finance back office for SMBs, built AI-native from day one.
techwaves is a managed-finance company, not a software vendor. We take over defined recurring finance operations for growing SMBs — AI handles the repeatable production, experienced humans review the work, and your team receives completed outcomes. Two founders, EU-based, and you'll always be talking to one of us.
Finance work shouldn't be your team's second job
Growing SMBs tell the same story. The business works — what doesn't is the recurring finance work behind it. Receipts pile up in inboxes, bank lines wait to be matched, debtors go unchased, and the monthly numbers arrive late or not at all. The work is fragmented across a founder's evenings, an office admin, a bookkeeper, and an outsourced provider — and nobody owns the outcome end to end.
Modern AI models are genuinely good at exactly this layer of work — reading documents, matching transactions, reconciling accounts, assembling evidence. But you don't need another software subscription that someone in your team has to learn, configure, and babysit. You need the work done. That's the whole company: we operate the machinery, experienced finance professionals review every output, and you receive completed work — while your ledger, your records, and every commercial approval stay yours.
We are deliberately narrow. Defined workflows, agreed scope, completed outcomes every period. Where a service is regulated in your country — filings, statutory declarations — it is activated separately, only through the appropriate verified local professional structure. The narrowness is the point: it's what makes the work checkable, priceable, and safe to hand over.
Four principles we don't bend
Sell the work, not software
If you have to manage it, it's software. If you only receive the completed work, it's a service. We sell the service — the tooling stays our problem.
Humans keep the judgment
Experienced professionals review every output before it reaches you. You keep every commercial approval — payments are only ever released by you.
Every correction compounds
Reviewer corrections become rules in your company's playbook, applied every following period. The work gets more precise the longer we run it.
Trust through architecture
Full audit trail, EU-only hosting on infrastructure we operate ourselves, sealed data room per client, DPA before any work. Verifiable, not promised.
Two founders. You'll always talk to one of us.
Co-founder · CEO
Carlo
Distribution and delivery. Carlo works directly with clients — mapping your current systems and providers, agreeing scope and responsibility, and owning the readout at the end of every engagement. If you book a call, it's with him.
Write to Carlo →Co-founder · CTO
Giovanni
Infrastructure and agents. Giovanni builds and operates the systems that run every workflow — the collection, the matching, the reconciliation, the exception split, and the audit trail behind all of it.
Write to Giovanni →No sales team, no account managers, no offshore delivery chain — the people who built the system are the people who answer for it.